You may have paid National Insurance for years but do you know if you qualify for benefits including the State Pension.

If you are over 16, you will pay National Insurance if you are:

  • an employee earning above £155 a week
  • self-employed & generating a profit of £5,965 or more a year

If you earn between £112 and £155 a week, your contributions are treated as having been paid to protect your National Insurance record.

National Insurance classes

There are different classes of National Insurance and yours will depend on your employment status and how much you earn. It also depends on any gaps you have in your payment record.


You can read more on the Gov.UK website by clicking here.